Well, yesterday I had the opportunity to work on five mediations for the Bergen County court.  The day began with both sides represented by counsel (the banks always have attorneys of course).  And the classic situation I've seen over the past three years presented itself.  Banks asks for info - defendant gives all the info - come to mediation - banks wants new info.

I beg defendant counsel to PLEASE be pro-active -- be "all over" the servicer - did you receive the information we sent?  Is it ...
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